DSCR Loan

DSCR Mortgage Loan

FHA loans have been helping people become homeowners since 1934. How do we do it?
The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so your lender can offer you a better deal.

FHA mortgage insurance protects lenders against losses. If a property owner defaults on their mortgage, we’ll pay a claim to the lender for the unpaid principal balance. Because lenders take on less risk, they are able to offer more mortgages to homebuyers.

Low down payments
Low closing costs
Easy credit qualifying

1-4 Family Residential Cooperative & Condo
Primary Residence, O/O
CA, FL, ME, NJ, NY, TX
See 2023 FNMA Loan Limits
3-years to 30-years
30-Year Fully Amortization
Up to 96.5% LTV/CLTV
NO PPP (Pre Payment Penalty)
Minimum FICO 530
Minimum FICO 530

FHA Mortgage

FHA loans have been helping people become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so your lender can offer you a better deal.