VOE Only Loan

VOE only Mortgage Loan

VOE Mortgage Loan

The Department of Veterans Affairs (VA) offers loan programs to help servicemembers, veterans, and their families buy homes.

Have you been denied or had your loan application rejected by more stringent loan requirements? A VOE loan may be able to help. With a VOE mortgage, you don’t need W-2’s, pay stubs or tax returns. VOE or Verification of Employment is a type of mortgage program where all of the verification is handled directly with the employer. If you’re a salaried worker or a wage earner, this program could work for you as an alternate type of financing.

1-4 Family Residential Cooperative & Condo
Primary Residence O/O, Second Home, Investment Property
CA, FL, ME, NJ, NY, TX
Loan up to 3 Millions
3/6, 5/6 to 30-years
30-Year Fully Amortization
65% LTV , NO CLTV
NO PPP on Primary Residence | 1Year PPP on Investment Property & N/O/O
Minimum FICO 680
Index: SOFR 30-Days Average
Margin 2.75%
NO Tax Returns, NO Paystubs, NO W2

VOE Mortgage Loan

Documentation

NO Tax Returns
NO W-2
NO 4506T
NO Pay Stubs
NO Source the Funds

Simple and Easy as 1, 2, 3

35% Down Payment
Minimum FICO 680
YOU GOT THE LOAN

Getting Started with a VOE Mortgage Loan

At equity unlimited, we specialize in working with individuals who are seeking out alternative forms of financing. Maybe you have a regular source of work but can’t get a bank to approve your loan application. Or maybe you’re self-employed or you don’t have an SSN. Whatever the reason, we work with many different types of loans and have a vast network of lenders who are ready to loan money to help you get financed at a great rate.

VOE loan amounts can be as high as $5 million, which makes this an excellent choice for those looking for a luxury residence, who don’t want the hassle of dealing with a jumbo loan or who can’t get approved for one. It’s important to note that like with any type of loan, there are certain requirements involved. That’s why it’s a good idea to work with a knowledgeable lender who can help you understand these requirements and what you’ll need in order to get your financing approved.

If you’re ready to learn more or you have any questions about a VOE mortgage, we’d be delighted to work with you. We’ll take the time to answer all your questions as well as help you get the best possible rates on this unique type of alternative financing. Plus, even if you don’t specifically qualify for a VOE loan, there are many other types of potential loan products we can explore together to help you find the right deal for your unique needs.

Contact us today and see for yourself how equity unlimited works hard to help you get approved and get financing to buy a home.